Moving to Deltona? Start here.
An honest guide to Volusia County's largest city, from a local Realtor who tells you the truth. Homes with real yards, no state income tax, and the beach one way and Orlando the other.
Get my short listSee what it costsA house with a yard, between the beach and Orlando.
More home for the money
Deltona's median is about $305,000, compared with about $343,000 for Volusia County and about $415,000 statewide.
I-4 on the west side
Daytona Beach is about 30 minutes away. Downtown Orlando is about 40 to 55 minutes, longer at rush hour.
Lakes everywhere
Lakes inside the city, Lake Monroe and the St. Johns River on its edge, and the Atlantic about 25 miles east.
I'll tell you the truth: Deltona isn't a resort town. It's a place where regular people can afford a house with a yard and still get to the beach and to Orlando.
What you'll find when you start looking.
Classic Deltona
Concrete-block ranch homes from the 1960s to 1990s, usually 3 bedrooms and 2 baths with a yard. Many have no HOA.
Lakefront and lake view
These cost more and sell fast. Ask about lake levels and flood zones before you fall in love.
New construction
Select builders are still adding communities toward the city's edges, with incentives that can help with closing costs or your rate.
Older homes may be on septic and well. That isn't bad, but it changes your inspection list. I'll walk you through it.
What it really costs to live here.
| Item | Deltona |
|---|---|
| Median home sale price | About $305,000 |
| Average rent, 2 bedroom | About $1,540 / month |
| Average rent, 3 bedroom | About $1,910 / month |
| State income tax | $0 |
| Sales tax, Volusia County | 6.5% |
Homeowners insurance
Florida premiums are higher than most states. Get a quote before you write an offer.
Flood insurance
Some homes need it and some don't. Check the flood zone first.
Homestead exemption
Once the home is your primary residence, file for Florida's homestead exemption. Ask me about timing before you plan your move date.
Figures are estimates from public sources as of October 2026 and change often. Verify taxes, insurance and flood zones for any specific property.
How it works, step by step.
1. Get pre-approved first
Before you look at a single house. Ask about down payment help too. I teach the homebuyer classes.
2. Tour in person or by video
I do live video tours when you can't fly in yet.
3. Offer and inspections
Most Florida deals use the AS IS contract. Wind mitigation and four-point inspections can lower your insurance.
4. Close, even remotely
Many Florida closings can be signed by mail or online. Then file your homestead exemption.
You're not doing this alone.
Before real estate, I was a counselor. Moving is stressful, and I know how to keep things calm when they get hard. I tell you the truth about neighborhoods and homes, including the ones I'd skip, connect you with lenders, inspectors and insurance agents I trust, and stay with you to closing.
Let's talk about your move.
Tell me where you're moving from, when you want to be here, and what you want to spend. I'll send you a short list of neighborhoods that fit, and we'll go from there.
Call or text (407) 777-1301 · phyllisallenrealtor@gmail.com
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Phyllis Allen, Realtor® · LPT Realty · Equal Housing Opportunity.
Information is believed accurate as of October 2026 but is not guaranteed. Verify school zones, taxes, insurance and flood zones for any specific property. This is not a commitment to lend.