Tired of paying rent? Let's turn it into a home you own.
You have a steady job and you've been renting for years. I'll show you what owning would really cost compared with your rent, and what options you may have.
Show me my numbersSee how it comparesSee your rent next to a real payment.
Your rent vs. a payment
I put your rent next to an estimated monthly payment for a home, including taxes and insurance, so you see the real picture.
Steady work counts
Lenders look at your income and how long you've been employed. Years on the job can work in your favor.
You may have more to work with
Depending on your situation, there may be ways to use savings you already have, including retirement savings, toward a home. Rules, taxes and penalties are specific, so talk to your plan administrator, a tax professional and a lender first.
General information, not tax, retirement or lending advice. Programs and qualification vary by lender.
Five things, in plain English.
| Item | Why it matters |
|---|---|
| Your current rent | The payment you're comparing against |
| What a similar payment buys | Shows what's realistic in your range |
| Your savings and closing cash | What you have to work with |
| Your credit | What a lender will review |
| Your timeline | When it makes sense to move |
Your lender may look at more. This is a starting list.
I tell you the truth and stay with you to closing.
1. Show me your numbers
Tell me your rent and your goals, and I'll show you how owning compares.
2. Talk to a lender
I connect you with a lender who can explain your options before you shop.
3. Shop in your range
I show you homes that fit your plan, and explain the real cost of each.
4. Offer and closing
I stay with you from offer to keys.
Show me my numbers.
Tell me about your rent and your timeline. I'll compare it with what owning could cost, and we'll go from there.
Call or text (407) 777-1301 · phyllisallenrealtor@gmail.com
